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   Friday, September 05, 2008
  
  
           
 Small Business News Minimize  
Where Candidates Stand With Small Businesses
Small-business owners are a huge bloc of voters -- and a tempting target for the presidential campaigns. But winning their support will be a daunting task for Barack Obama and John McCain.

Four Considerations When Buying a Business
Buying a business is a decision full of complexity and room for error. It is by no means easy. That's why it should not be taken lightly. Having said that, there are some basic guidelines to keep in mind when you embark on this process.

Think You're A Trader? IRS May Disagree
Even if you make hundreds of stock-market trades a year, that doesn't automatically make you a trader -- at least in the eyes of tax collectors. And that means you wouldn't be eligible for certain breaks that traders can take.

Credit Crunch, Costs Tip More To Bankruptcy
The high cost of fuel and difficulty accessing credit continue to batter both businesses and individuals, bringing last quarter's new bankruptcy filings to their highest point in the past 2½ years.

   
           
 Vineyard Financial Services Minimize  

Business Financing Consultants

Welcome!

At VINEYARD FINANCIAL SERVICES, we realize that every customer has a different combination of assets, needs and dreams. Our job is to understand your unique needs in order to formulate the perfect solution for you and your business.  We'd be happy to help you calculate your options - over the phone or in person.

Whatever your business financial situation, we'll help you make the right decisions to achieve your company goals. It would be our pleasure to serve you.

Contact us today!

 

BUSINESS FINANCE OPTIONS

CAPITAL AVAILABLE FOR ALL TYPES OF VIABLE BUSINESSES 

$100,000 to $5,000,000 or more ( leases to $10,000,000 + )

We have access to what every business needs from time to time

MONEY! 

Are you looking for working capital? 

Are you refinancing existing debt? 

Are you planning a business or plant expansion?                  

Are you considering buying a business? 

Are you purchasing equipment, machinery or leasehold improvements? 

What do you do when the bank says no, or is unresponsive?

Business Loans are our business. Whether you need financing for a business turnaround, acquisition,expansion, merger or working capital. Even if your assets don't meet the traditional lending standards, there are many lenders with available capital at competitive rates. 

We offer many programs that are UNSECURED. 

Our services are based upon us obtaining satisfactory loan Approval.   There are no “up front” fees and if we can’t provide your loan you owe us nothing.         

Financing types provided: 

  • Business loans of all types, both secured and unsecured

  • Business lines of credit, both secured and unsecured

  • Equipment (or other asset purchase or lease)

  • Asset Sale / Leaseback

  • Commercial Real Estate Loans

  • Commercial Real Estate Lines of Credit

  • SBA Loans

  • Oil Well & Movie Financing 

Note: Some of the above financing are limited in the funding maximum.                   

Benefits of dealing with us: 

Many options for unsecured financing

Approval is usually granted in 3 to 5 days

Close (funding) in 5 to 10 days (except RE loans, which take a little longer)

Simple abbreviated application process

Often no tax returns or financials are required

In most cases no real estate collateral is required (except RE loans)

No Application Fee – We earn our fee when we get you an acceptable approval from the lender/investor                      

 

 

 
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