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Friday, November 21, 2008

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		Small Business News

For Entrepreneurs, Opportunity Still Knocks Even in today's environment, some small businesses can thrive. Here's how. Venture Firms Seek to Keep Young Hires Venture capital firms say a key factor in building a long-term business is to nurture young venture professionals -- and eventually make room for them at the top of the firm. Credit Crunch Squeezes Franchisees Lenders are tightening credit to restaurant franchisees in a shift that could make it harder for owners to remodel existing locations and buy new restaurants. Small Banks Are Hobbled Some small banks have a big problem: They invested heavily -- in the preferred stock of mortgage behemoths Fannie Mae and Freddie Mac. The investments are expected to be worthless. Building an Intelligence Network Robert Senior helped transform Euromonitor from a three-man business into a nexus of market intelligence gathered by a pool of 600 researchers. Lots of People Could Use a Cash Infusion If average Americans acted like Wall Street . . . Be Prepared if Your Franchiser Falls In this dicey economy, it's wise for franchisees to prepare for the possibility of the franchiser declaring bankruptcy.

		Vineyard Financial Services

Business Financing Consultants Foreclosure Prevention / Loan Modification Experts Welcome! At VINEYARD FINANCIAL SERVICES, we realize that every customer has a different combination of assets, needs and dreams. Our job is to understand your unique needs in order to formulate the perfect solution for you and your business. We'd be happy to help you calculate your options - over the phone or in person. Whatever your business financial situation, we'll help you make the right decisions to achieve your company goals. It would be our pleasure to serve you. Contact us today! BUSINESS FINANCE OPTIONS CAPITAL AVAILABLE FOR ALL TYPES OF VIABLE BUSINESSES $100,000 to $5,000,000 or more (leases to $10,000,000+) We have access to what every business needs from time to time MONEY! Are you looking for working capital? Are you refinancing existing debt? Are you planning a business or plant expansion? Are you considering buying a business? Are you purchasing equipment, machinery or leasehold improvements? What do you do when the bank says no, or is unresponsive? Business Loans are our business. Whether you need financing for a business turnaround, acquisition,expansion, merger or working capital. Even if your assets don't meet the traditional lending standards, there are many lenders with available capital at competitive rates. We offer many programs that are UNSECURED. Our services are based upon us obtaining satisfactory loan Approval. There are no “up front” fees and if we can’t provide your loan you owe us nothing. Financing types provided: Business loans of all types, both secured and unsecured Business lines of credit, both secured and unsecured Equipment (or other asset purchase or lease) Asset Sale / Leaseback Commercial Real Estate Loans Commercial Real Estate Lines of Credit SBA Loans Oil Well & Movie Financing Note: Some of the above financing are limited in the funding maximum. Benefits of dealing with us: Many options for unsecured financing Approval is usually granted in 3 to 5 days Close (funding) in 5 to 10 days (except RE loans, which take a little longer) Simple abbreviated application process Often no tax returns or financials are required In most cases no real estate collateral is required (except RE loans) No Application Fee – We earn our fee when we get you an acceptable approval from the lender/investor

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