1 - Ability to Repay Loan.

  2 - Good Credit History.

  3 - Funds must be used for Business or Commercial purposes.

  4 - Minimum Loan Application is $100,000.00 and there is no Maximum.

  5 - Completion of Preliminary Application.

  6 - Business has been Operating for a Minimum of 2 years (exceptions down to 1 year), and be located in the United States or Canada.

  ADDITIONAL INFORMATION THAT MAY BE REQUIRED FOR LOANS IN EXCESS OF $250,000.00  Not all items will be required for all loans.
  
  7 - If loan is to be a commercial RE loan we will need property details.

  8 - Financial Statements for last 2 years.

  9 - Corporate Tax Returns for last 2 years.

10 - Copy of Incorporation Certificate or Business Registration.

11 - Current Interim Financial Statements

12 - Proforma Financials

13 - Personal guarantee from Shareholders / Owners.

14 - Copy of Incorporation Memorandums regarding borrowing.

15 - List of equipment with Market Value

16 - A written business plan.

     Depending on increased loan amounts (5 million+), structured deals, or difficult projects to fund, more information may be required.